Gold Plated Pendant Necklace Fashion Jewelry Gift for Mom for Girls for Women for Teens

Attractive necklace is 18k White gold plated and features sparkling Swarovski Austrian Crystal elements. Swarovski crystals are optimized to be the most brilliant and are much more expensive than other crystals. Swarovski Crystals used in this pendant have far more facets than other crystals and reflect glamorously. It makes a perfect gift to your mother, valentine, and siblings. Item contains Swarovski crystal elements (components) but is not a Swarovski brand product. Please see our other listings for more elegant jewelry from Time To Bloom
Price: $39.99

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14K Yellow Gold Orthodox Cross Charm Pendant Jewelry

This is a beautiful new 14 karat yellow gold Greek Orthodox cross charm. It is a great gift for yourself or a loved one and makes the perfect addition to any jewelry collection. Style- Cast Metal- 14K Yellow Gold Origin- United States Stamped- 14K Solid/hollow- Solid Finish- Polished Approximate Length- 26.8mm (1.05") Approximate Width- 13.3mm (0.52") Approximate Weight- 1.2 grams
Price: $349.99

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Professional Gold, Silver, Platinum Jewelry Testing Kit with Stone Instructions and Box

We ship the product only to the 48 US States, No PO Box, APO or FPO Testing solutions are always fresh and ready to use. This kit includes a strong and sturdy box, 6 testing solutions (10Kt, 14Kt, 18Kt, 22Kt, Silver, and Platinum), and instructions explaining how to use the testing solutions.
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The Many Ways To Invest In Gold

Gold is not just an ancient metal with no usefulness in today's society. Gold's value is also on the rise. Therefore, the obvious question is this: How do you get gold for yourself?

Gold Markets Around the World

Today, gold trades in many markets around the world. At any time of the day or night, a current market price is being established somewhere. Two of the most important world markets, however, are in London and New York.

The London market is one of the oldest in the world and is the largest market for physical gold. Since September 12, 1919 the price of gold has been set at "the London gold fix" and this price is used in contract arrangements around the world. Today, the gold fixings take place at 10:30am and 3pm and provide published prices that are used as official pricing medium by producers, consumers and central banks.

The New York market opens as the second London fix takes place and gold then trades throughout the day. The New York market is particularly noted for the volume of "paper gold transactions" such as futures contracts that are traded on the exchange.

There are other important gold markets in Zurich, Tokyo, Sydney, Hong Kong and elsewhere - so gold is being traded somewhere 24 hours a day.

Investment in gold can take many forms. What follows is a summary outlining various investment vehicles, their advantages, disadvantages, and levels of risk.

Gold Bullion Bars & Coins

Gold bars are offered in a variety of weights and sizes. Since broker commissions are typically low, bullion is the most cost efficient way of owning actual gold. Be sure to get gold that bears the hallmark of internationally recognized refiners so that it will be easier to sell.

Another popular way to own gold and have it in your physical possession is through gold bullion coins. Gold bullion coins are actually the money of the issuing country and have a guaranteed gold content. The face value of the coin is not the true value. The true value depends upon the gold content and the price for gold at the time.

Bullion coins are minted in affordable weights such as 1/20, 1/10, 1/4, 1/2, and one ounce (about 31 grams). The bullion coin represents an investment in pure gold and, because it is legal tender, its authenticity is guaranteed by the country of origin. Gold bullion coins can be easily bought and sold virtually anywhere in the world. Prices for the most popular one ounce coins are quoted daily in most newspapers around the world.

Some of the most popular bullion coins are the American Eagle, the Australian Kangaroo Nugget, the UK Britannia, the Canadian Maple Leaf, the Austrian Philharmonic, and the South African Krugerrand.

Gold coins are traded throughout the world on a daily basis as an integral part of the international gold business, so they always have a ready market, and the spread between the buying and selling price is usually quite small.

While bullion coins are normally purchased for their intrinsic value, they are also appreciated for their artistic appeal and beauty. Coins make memorable and valuable gifts, are easy to store, easy to transport, and anonymous.

Gold Statement Accounts

Gold statements are obligations of the issuing institution to deliver upon demand, a specific quantity and fineness of gold. An investment in a statement account provides safe and convenient storage and allows investors to buy gold in convenient dollar amounts.

There are two types of gold accounts: allocated and unallocated.

Holding gold in an allocated account is like keeping it in a safety deposit box. Specific bars, which are numbered and identified by hallmark, weight, and fineness, are allocated to each particular investor, who has to pay the custodian for storage and insurance.

Many investors prefer to hold gold in unallocated accounts, which are similar to foreign exchange accounts. Unless investors take delivery of their gold, they do not have specific bars ascribed to them. An advantage of unallocated accounts is that investors do not incur storage and insurance charges. However, they are exposed to the credit-worthiness of the bank or dealer providing the service in the same way that they would be if they had any other type of account.

Gold Accumulation Plans

Gold Accumulation Plans (GAPs) are similar to conventional savings plans in that they are based on the principle of putting aside a fixed sum of money every month. What makes GAPs different from ordinary savings plans is that the fixed sum is invested in gold.

A Gold Accumulation Plan is set up just like most other savings accounts. The investor commits to investing a fixed amount every month, usually for a minimum period of one year, although about 90% of contracts are rolled over (extended) when the one-year term is complete. Once the Plan is set up, installments are withdrawn from the investor's bank account automatically.

The monthly amount is then used to buy gold every trading day in that month. The advantage of this is that less gold is bought when the price is high, and more is bought when the price is low, since the daily amount of money invested is fixed.

At any time during the contract term, or when the account is closed, investors can get their gold in the form of bullion bars or coins, and sometimes even in the form of jewelry. Of course, they can also get cash should they choose to sell their gold.

Gold Options

A gold option provides you with the right to buy or sell gold at a fixed price at some specified future date. Investors may take or make delivery of the gold underlying the contract on its maturity although, in practice, that is unusual. The major benefit is that such contracts are traded on margin, that is only a fraction of the value of the contract has to be paid up front. As a result an investment in a futures contract, whether from the long or the short side, tends to be highly geared to the price of bullion and consequently more volatile.

The cost of a futures contract is determined by the "initial margin", that is the cash deposit that has to be paid to the broker. This is only a fraction of the price of the gold underlying the contract thus enabling the investor to control a value of gold that is considerably greater than the cash outlay.

Futures contracts are traded on regulated commodity exchanges, the largest of which are the New York Mercantile Exchange Comex Division and the Tokyo Commodity Exchange.

Gold options give the holder the right but not the obligation to buy ("call option") or sell ("put" option) a specified quantity of gold at a pre-determined price by an agreed date. The cost of such an option depends on the current spot price of gold, the level of the pre-agreed price, known as the "strike price", interest rates, the anticipated volatility of the gold price and the period remaining until the agreed date.

Mutual Funds

A number of mutual funds and investment trusts specialize in investing in the shares of gold mining companies. The appreciation potential of a gold mining company share depends on market expectations of the future price of gold, the costs of mining it, the likelihood of additional gold discoveries and several other factors. To a degree, therefore, it depends on the future earnings and growth potential of the company.

Most gold mining equities tend to be three to four times as volatile as the gold price. While they are subject to the same risk factors that influence the prices of most other equities there are additional risks that are specific to the mining business generally and to individual mining companies specifically.

With gold mutual funds, you are buying general market risk instead of company-specific risk. Mutual funds diversify their holdings among dozens of companies. Some funds offer a broad mix of international mining stocks, while others invest in specific regions such as North America, Australia or South Africa.

If you are planning to have gold as part of your portfolio, you will undoubtedly have it in one of these many ways. Determining which way is right for you is a matter best discussed with your broker or financial advisor. Regardless of the path you choose, always remember to diversify!

Teri B. Clark is a professional writer and published author offering writing help for professionals. Her book, Private Mortgage Investing, is a finalist in the Foreword Magazine's Book of the Year Award. Her book, 301 Things You Can Do To Sell Your Home NOW and For More Money Than You Thought, has just been released. Learn more about Teri at http://TeriBClark.com

Timing Gold Purchases in 2013 and Review of New Gold Producer Metanor Resources Inc.

Despite recent pull-backs in the spot price of Gold ownership of precious metals is still on the rise globally as a secure store of value and hedge against inevitable results of rampant currency debasement. Recent pull-backs in spot Gold appear merely the result of profit-taking/preservation, technical analysis reaction, and deliberate price smashing. Important to note is that the underlying long-term fundamentals for being long Gold remain strong. Below Madison Avenue Research Group provides analysis of historical annual lows in Gold prices; data favors now in timing a Gold purchase. This article also features insight on ‘smart-money’/hedge funds having positioned themselves for volatility in Gold for 2013 and also features a review of junior gold mining company Metanor Resources Inc. (TSX-V: MTO) (Pink Sheets: MEAOF) (Frankfurt: M3R) which appears poised for share price appreciation as it now anticipates operating cash flow positive at its 100% owned Bachelor Gold mine and mill in Quebec.

A review of the historical annual lows of gold since 2001 reveal timing favors investors in the first two months of the year:
Year – Annual Low – Annual High for the year

2001 – April 02 – September 17
2002 – January 04 – December 27
2003 – April 07 – December 31
2004 – May 10 – December 02
2005 – February 08 – December 12
2006 – January 05 – May 12
2007 – January 10 – November 08
2008 – October 24 – March 17
2009 – January 15 – December 02
2010 – February 05 – November 09
2011 – January 29 – September 05
2012 – May 30 – October 04

The low price for Gold occurred between January and May in every year but one, and in January or February the low occurred seven out of 12 years.

Several ‘smart-money’ players have positioned themselves for a spike in Gold for 2013, recently released Q4 2012 hedge fund details affirm several are positioning for a move higher in mining shares sometime in the next two years or less; e.g. SAC Capital Partners LP, a $20 billion dollar group of hedge funds founded by Stephen A. Cohen, positioned itself in over $240 million dollars worth of gold, silver, and mining share investments. SAC employed large sophisticated straddle positions to profit from volatility (designed to make money either way by being simultaneously short and long) along with directional strategies including over $36 million dollars worth of call options on various gold and silver mining companies (designed for potential moves higher). SAC also increased its holdings in gold and silver mining shares from roughly $54.9 million, to $122.2 million, a total increase of over $65 million; companies included many of the major producers such as AngloGold, Barrick, Goldcorp, and included junior producers, such as Timmins Gold Corp. and Fortuna Silver Mines Inc.

Investors looking for exposure to Gold via shares of miners would do well to consider new Gold producer Metanor Resources Inc. With Metanor now entering steady-state gold production and cash flow positive status, this should result in improved market awareness and appreciation for the Company as it executes on its plan; the reality of the infrastructure and resource value, cash flow growth, and clear ability to add ounces should translate to share price appreciation. Metanor's infrastructure is valued (estimated replacement value) at ~CDN$200 million. The intrinsic value of Metanor’s known resources (~1.6 million oz gold in all categories on all its properties) and infrastructure are several times the company’s current market capitalization.

Metanor has had several news releases of significance over the several weeks indicating it is steadily increasing Gold production at its newly refurbished 1200TPD capacity Bachelor Mine & Mill, in Quebec. This week Metanor announced had poured a record Gold bar of 868 ounces, representing only one weeks production and a sizeable rise in the rate of production over what it had accomplished in January 2013. In January Metanor produced 2,236 oz of Gold, compared to 1,718 oz in December demonstrating a 30% month-on-month improvement, we believe February results too will show a similar increase.

The consecutive rises in Gold production is part of an ongoing ramp-up toward Metanor's targeted 5000 oz Gold per month (60,000 oz per annum) run rate which is expected to be accomplished this 2013 utilizing 2/3 capacity of its 1200 TPD mill.

We anticipate shares of Metanor Resources to rise as the reality of the accomplishments underway are appreciated by the market. In the last month Metanor was identified in an analyst report with upside market valuation by investment dealer Secutor Capital Management. The analyst initiated coverage with significant upside re-rating based on several factors. A full PDF copy of the analyst’s report is available at the following URL http://sectornewswire.com/SCMCanalystMTOJan29-2013.pdf online.

Metanor is leveraged to the price of gold, able to sell 80% of its Bachelor Mine sourced gold at spot prices with the balance sold to Sandstorm as per gold participation agreement. Fully permitted, fully capitalized, and sufficiently staffed with professional mining personnel able to handle the ramp-up. Operational highlights of this new low cost gold producer include;

- Low geopolitical risk.
- Low hydro-electric costs, not affected by oil prices.
- Grades upwards of 26 g/t gold with an average grade of 7.38 g/t gold (fully diluted using long hole).
- Targeting 60,000 oz per year production at 800TPD, >96% recoveries.
- Estimated cash cost of ~US$464/oz gold (2011 pre-feasibility by Stantec).
-Identified zones should lead to resource growth and extension of mine life closer to 10+ years; Industrial Alliance analyst calculated (non 43-101) 700,000 oz achievable based on deep hole intercepts and extrapolation of data.

With two projects of significance that together, many believe will take Metanor Resources to near mid-tier producer status (between 150,000 oz - 200,000 oz Gold per annum) within a few years. The time to pay attention is now while Metanor is trading at a fraction of its infrastructure value (close to book value) and closing in on its gold production target. With anticipated strong cash flow growth, large organic resource growth potential, and sitting geographically as the only mill located within 200 km in a gold rich district, Metanor with ~237.7M shares outstanding (~268.9M fully diluted; we note most warrants are deep out-of-the-money and will expire unexercised, Metanor has employed excellent dilution control over the last year) provides an ideal vehicle for investors seeking exposure to precious metals.

A comprehensive overview of Metanor may be found at http://miningmarketwatch.net/mto.htm online.

Commentary herein is for information purposes and is not a solicitation to buy or sell any of the securities mentioned.

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Windsor Gold Mining enters into a SPPA with Lambert Funding LLC $20,000,000 USD

Windsor Gold Mining & Exploration Incorporated (Windsor Gold/W.G.) announced today that it has signed a Special Private Placement Agreement (SPPA) for USD $20,000,000 of equity line funding with Lambert Private Equity LLC (Lambert).

Windsor Gold's plan in the use of these funds is to provide for the purchase of mining equipment to facilitate the extraction and processing of gold from its mining leases in the Cariboo region of British Columbia, Canada.  Upon funding and arrival of equipment, W.G. will immediately go into production. The funding will also provide for continuing exploration and property purchases, not only in British Columbia, but other suitably designated regions of North America.

The funding structure is a 3 year facility. Lambert funds public companies with market capitalizations under $ 1 billion, as well as private companies that will be listed on a securities exchange within one year of a funding commitment. Lambert will invest in all sectors including infrastructure, manufacturing, construction, mining, communications, healthcare, energy and finance.

Windsor Gold's President and CEO, Adrian Laprise commented:

"This funding agreement with Lambert is very timely for the rapid expansion of our projects. Windsor Gold Mining & Exploration Incorporated is very pleased to partner with Lambert Private Equity, as we move forward not only with our mining preparation work and subsequent delivery of further precious metals to the marketplace, but also the Company's Security Exchange Listing."

About Windsor Gold Mining & Exploration Incorporated

Windsor Gold holds a portfolio of properties in the Cariboo District in central interior of British Columbia, one of the historically highest gold producing areas in Canada. With conservative estimates well in excess of 2 million ounces of gold produced from the region to date. Windsor Gold has a team of knowledgeable and extremely capable people who will ensure; the company is managed and maintained in a well organized, diligent and transparent manner, and that the company's major asset of Canadian Creek and other assets are mined to their potential, whilist protecting shareholders interest

Contact Information
Adrian Laprise
President/CEO
Windsor Gold Mining & Exploration Incorporated
20473 36th Ave Langley, BC V3A 2R7 Canada
1-503-704-2857

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